HOA Communities
AIS provides customized property and casualty insurance for HOA communities (including umbrella policies, workers compensation, D&O, and E&O). We are structured to have a fiduciary responsibility to the HOA and bring policies that are designed to protect the community at the best value.
HOA Communities
AIS provides customized property and casualty insurance for HOA communities (including umbrella policies, workers compensation, D&O, and E&O). We are structured to have a fiduciary responsibility to the HOA and bring policies that designed to protect the community at the best value.
Homeowners &
HO-6 Insurance
AIS homeowners policies may include guaranteed dwelling replacement, “all-risk” coverage, and valuable articles protection for collectibles such as art, jewelry, silverware, firearms, and computers. Unlimited loss of use, ID theft protection, and higher personal property and medical coverage are also available. From “Tiny Homes” to High-Value properties, our brokerage specialists can assist in designing the right policy to meet your distinctive needs.
If you live in a condo, you need an HO-6 policy. There are four fundamental reasons to purchase HO-6 insurance:
- Protection for interior items like walls, flooring, electronics and even clothing.
- Personal liability and medical pay-outs for designated policies.
- Protection from high deductibles. HO-6 policies can pay for gap coverage to ensure a portion of those hefty HOA deductibles do not fall directly on your when a loss assessment comes.
- Loss assessment protection. HO-6 polices can help cover the gap if the HOA needs to make a large repair to the complex that can’t be covered by the reserve, and it is a covered loss under your insurance policy.
Auto Insurance
At AIS, we believe that having proper auto coverage is essential in protecting your family, or business in the event of the unexpected. Not only adequate bodily injury and property damage coverage but protection from another, more ominous threat; 20% of the vehicles on the road are without any insurance whatsoever.
At AIS, we will design an auto insurance package that will meet your needs and grow with you in the future. Extended essential coverages for liability, property, medical, and uninsured motorist protection are available. Also, elective coverages like roadside assistance/towing, rental car/loss-of-use, gap, glass replacement, and many more are offered.
With access to 20+ carriers for personal auto insurance and another 20 for commercial auto insurance, AIS will be able to find the company best suited for you, your family, and your business.
Auto Insurance
At AIS, we believe that having proper auto coverage is essential in protecting your family or business in the event of the unexpected. Not only adequate bodily injury and property damage coverage but protection from another, more ominous threat; 20% of the vehicles on the road without any insurance whatsoever.
At AIS, we will design an auto insurance package that will meet your needs and grow with you in the future. Extended essential coverages for liability, property, medical, and uninsured motorist protection are available. Also, elective coverages like roadside assistance/towing, rental car/loss-of-use, gap, glass replacement, and many more are offered.
With access to 20+ carriers for personal auto insurance and another 20 for commercial auto insurance, AIS will be able to find the company best suited for you, your family and your business.
Commercial Insurance
AIS provides commercial insurance for projects large and small. Commercial property insurance helps protect your owned or rented building. It covers buildings, equipment, tools, inventory and personal property from losses from many sources, such as:
- Fire
- Burglary
- Theft
- Wind
- Lightning
Life Insurance
Term life insurance is perfect for anyone trying to save money today and keep their loved ones protected in the future. Whether you’re single, married with kids, approaching retirement, or anywhere in between, an active term life insurance policy protects whoever might be left with a financial burden.
AIS can help estimate the amount of life insurance coverage you’ll need to help keep your loved ones financially secure.
Life Insurance
Term life insurance is perfect for anyone trying to save money today and keep their loved ones protected in the future. Whether you’re single, married with kids, approaching retirement, or anywhere in between, an active term life insurance policy protects whoever might be left with a financial burden.
AIS can help estimate the amount of life insurance coverage you’ll need to help keep your loved ones financially secure.